It amazes me when I observe the spending habits of others. I understand that when you work to earn your money that you have the right to spend it how you wish. However, when I see money spent on material things like department store clothing, alcohol, etc. instead of putting money aside to be able to purchase a car so that you donʻt have to bum rides off of others or to put towards a savings for your two young children, I have to stop and think that a lesson needs to be learned about responsible money management.
I respect that people can chose to spend their money how they wish, however if I see that irresponsible spending is occurring, my natural reaction is to want to step in and teach them a few simple lessons that can save them years of heartache and financial troubles. The question is how do I help others who donʻt think or even know that they need help. This is definitely something that I hope to learn as I continue to go through my certification to be a Financial Education Instructor.
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