Is Your Spending Out of Control?

I came across an article from the National Foundation for Credit Counseling that gave readers a reality check on their spending. Here is what the article shared...

10 Warning Signs to determine if spending is OUT OF CONTROL 

1. Purchases hidden from others

2. Bills paid late or ignored

3. Checking Accounts routinely overdrawn

4. Credit essential to maintain current lifestyle level

5. Unwilling to review how money is spent

6. Unaware of how much is owed

7. Items routinely purchased, and then returned

8. Shopping used as a salve for emotional stress

9. Unwilling to set financial goals

10. Afraid to check credit report and score